*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#333840;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen,Ubuntu,Cantarell,"Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.58}a{color:#1b61c9;text-decoration:none}a:active{color:#1a3866;text-decoration:underline}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #458fff;outline-offset:3px}img{display:block;max-width:100%;height:auto}button,input,textarea{font:inherit}.site-header{position:relative;z-index:20;min-height:64px;border-bottom:1px solid #ddd;background:#fff}.header-inner{width:min(1280px,calc(100% - 32px));min-height:64px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{color:#181d26;font-size:19px;font-weight:500;line-height:1.2;letter-spacing:0}.brand:active{color:#0d1218;text-decoration:none}.menu-toggle{width:44px;height:44px;padding:0;border:1px solid #ddd;border-radius:50%;background:#fff;color:#181d26;cursor:pointer;font-size:20px;line-height:1}.menu-toggle:active{background:#e0e2e6}.site-nav{background:#fff}.nav-links{display:none;flex-direction:column;padding:12px 16px 20px;border-top:1px solid #ddd}.nav-links.is-open{display:flex}.nav-links a{display:block;padding:12px 0;color:#181d26;font-size:14px}.nav-links a:active{color:#1a3866}.nav-links .nav-current{color:#1b61c9;font-weight:500}.page-shell{width:min(1280px,calc(100% - 32px));margin:0 auto}.hero{padding:64px 0 72px}.hero-grid{display:grid;gap:32px}.eyebrow{margin:0 0 12px;color:#41454d;font-size:14px;font-weight:500;letter-spacing:0}.hero h1{max-width:850px;margin:0;color:#181d26;font-size:40px;font-weight:400;line-height:1.15;letter-spacing:0}.hero p{max-width:700px;margin:24px 0 0;font-size:18px;line-height:1.5}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.button-primary,.button-secondary{display:inline-flex;min-height:48px;align-items:center;justify-content:center;padding:14px 22px;border-radius:12px;font-size:16px;font-weight:500;line-height:1.25;text-align:center;cursor:pointer}.button-primary{border:1px solid #181d26;background:#181d26;color:#fff;box-shadow:0 3px 9px rgba(27,97,201,.16)}.button-primary:active{border-color:#0d1218;background:#0d1218;color:#fff;text-decoration:none}.button-secondary{border:1px solid #ddd;background:#fff;color:#181d26}.button-secondary:active{background:#f8fafc;color:#181d26;text-decoration:none}.breadcrumb{padding:20px 0 0;color:#41454d;font-size:14px}.breadcrumb ol{display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none}.breadcrumb li{display:flex;align-items:center;gap:6px}.breadcrumb li+li:before{content:"/";color:#9297a0}.breadcrumb a{color:#41454d}.breadcrumb a:active{color:#1a3866}.article-layout{display:grid;gap:40px;padding:32px 0 96px}.article-content{min-width:0}.article-content h1{margin:0 0 24px;color:#181d26;font-size:36px;font-weight:400;line-height:1.18}.article-content h2{margin:48px 0 16px;color:#181d26;font-size:28px;font-weight:400;line-height:1.25}.article-content h3{margin:28px 0 12px;color:#181d26;font-size:20px;font-weight:500;line-height:1.35}.article-content p,.article-content li{max-width:760px}.article-content ul,.article-content ol{padding-left:24px}.article-content li+li{margin-top:8px}.article-lead{max-width:760px;margin:0 0 32px;font-size:19px;line-height:1.55}.toc{border-top:1px solid #ddd;border-bottom:1px solid #ddd;padding:20px 0;margin:0 0 40px}.toc h2{margin:0 0 12px;color:#181d26;font-size:16px;font-weight:500}.toc ol{display:grid;gap:8px;margin:0;padding-left:20px}.toc a{font-size:14px}.toc a:active{text-decoration:underline}.analysis-note{margin:40px 0;padding:24px;border-radius:10px;background:#f5e9d4;color:#181d26}.analysis-note h2{margin-top:0}.analysis-note p:last-child{margin-bottom:0}.disclaimer{margin:32px 0;padding:20px;border-left:4px solid #458fff;background:#f8fafc;font-size:14px}.signature-card{margin:56px 0;padding:32px;border-radius:12px;color:#fff}.signature-card h2{margin-top:0;color:#fff;font-size:30px}.signature-card p{max-width:650px}.signature-coral{background:#aa2d00}.signature-forest{background:#0a2e0e}.signature-dark{background:#181d26}.cream-card{margin:32px 0;padding:24px;border-radius:10px;background:#f5e9d4;color:#181d26}.cream-card h2,.cream-card h3{color:#181d26}.comparison-wrap{overflow-x:auto;margin:32px 0;border:1px solid #ddd;border-radius:10px}.comparison-table{width:100%;min-width:650px;border-collapse:collapse;background:#fff;font-size:14px}.comparison-table caption{padding:16px;text-align:left;color:#181d26;font-size:16px;font-weight:500}.comparison-table th,.comparison-table td{padding:14px 16px;border-bottom:1px solid #ddd;text-align:left;vertical-align:top}.comparison-table th{background:#f8fafc;color:#181d26;font-weight:500}.comparison-table tr:last-child td{border-bottom:0}.cards{display:grid;gap:16px;margin:32px 0}.card{padding:24px;border:1px solid #ddd;border-radius:10px;background:#fff}.card h2,.card h3{margin:0 0 12px;color:#181d26;font-size:20px;font-weight:500;line-height:1.35}.card p{margin:0 0 16px;font-size:15px}.card a{font-size:14px;font-weight:500}.card-peach{background:#fcab79;border-color:#fcab79}.card-mint{background:#a8d8c4;border-color:#a8d8c4}.card-yellow{background:#f4d35e;border-color:#f4d35e}.card-cream{background:#f5e9d4;border-color:#f5e9d4}.related{margin-top:64px;padding-top:40px;border-top:1px solid #ddd}.related>h2{margin:0 0 20px;color:#181d26;font-size:28px;font-weight:400}.faq-list{display:grid;gap:10px;margin:28px 0}.faq-item{border:1px solid #ddd;border-radius:6px;background:#fff}.faq-item summary{padding:16px;cursor:pointer;color:#181d26;font-weight:500}.faq-answer{padding:0 16px 16px}.faq-answer p:last-child{margin-bottom:0}.feedback-section{margin:64px 0;padding:32px;border-radius:12px;background:#e0e2e6;color:#181d26}.feedback-section h2{margin-top:0;color:#181d26}.feedback-form{display:grid;gap:16px;max-width:640px;margin-top:24px}.form-field{display:grid;gap:6px}.form-field label{color:#181d26;font-size:14px;font-weight:500}.form-field input,.form-field textarea{width:100%;min-height:44px;padding:12px 16px;border:1px solid #ddd;border-radius:6px;background:#fff;color:#181d26}.form-field textarea{min-height:120px;resize:vertical}.form-field input:focus,.form-field textarea:focus{border-color:#458fff;outline:2px solid rgba(69,143,255,.2)}.form-status{min-height:24px;margin:0;color:#006400;font-size:14px}.form-status.is-loading{color:#254fad}.site-footer{margin-top:0;padding:56px 0 24px;border-top:1px solid #ddd;background:#fff;color:#41454d;font-size:14px}.footer-inner{width:min(1280px,calc(100% - 32px));margin:0 auto}.footer-grid{display:grid;gap:32px}.footer-column h2{margin:0 0 12px;color:#181d26;font-size:16px;font-weight:500}.footer-column p{margin:0 0 12px}.footer-column ul{display:grid;gap:8px;margin:0;padding:0;list-style:none}.footer-column a{color:#41454d}.footer-column a:active{color:#1a3866}.footer-disclaimers{display:grid;gap:12px;margin-top:40px;padding-top:24px;border-top:1px solid #ddd;font-size:13px;line-height:1.45}.copyright{margin:24px 0 0;color:#41454d;font-size:13px}.cookie-banner{position:fixed;z-index:50;bottom:16px;left:0;right:0;width:calc(100% - 32px);max-width:560px;margin-left:auto;margin-right:auto;padding:16px;border:1px solid #9297a0;border-radius:2px;background:#fff;color:#181d26;box-shadow:0 8px 24px rgba(24,29,38,.16)}.cookie-banner[hidden]{display:none}.cookie-banner p{margin:0;font-size:14px;line-height:1.4}.cookie-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}.cookie-banner button{min-height:40px;padding:10px 12px;border-radius:2px;cursor:pointer;font-size:13px;font-weight:600}.cookie-banner [data-cookie-choice="accept"]{border:1px solid #1b61c9;background:#1b61c9;color:#fff}.cookie-banner [data-cookie-choice="accept"]:active{background:#1a3866}.cookie-banner [data-cookie-choice="reject"]{border:1px solid #9297a0;background:#fff;color:#181d26}.cookie-banner [data-cookie-choice="reject"]:active{background:#f8fafc}.skip-link{position:absolute;top:-60px;left:16px;z-index:100;padding:12px 16px;border-radius:6px;background:#181d26;color:#fff}.skip-link:focus{top:12px}.section{padding:64px 0}.section-title{max-width:760px;margin:0;color:#181d26;font-size:30px;font-weight:400;line-height:1.22}.section-intro{max-width:720px;margin:16px 0 0;font-size:17px}.text-muted{color:#41454d}.contact-link{font-weight:500}.legal-content{padding:32px 0 96px;max-width:820px}.legal-content h1{margin:0 0 24px;color:#181d26;font-size:36px;font-weight:400;line-height:1.18}.legal-content h2{margin:40px 0 12px;color:#181d26;font-size:25px;font-weight:400;line-height:1.25}.legal-content h3{margin:24px 0 8px;color:#181d26;font-size:19px;font-weight:500}.legal-content p,.legal-content li{max-width:760px}.legal-content ul{padding-left:24px}@media (min-width:640px){.header-inner,.page-shell,.footer-inner{width:min(1280px,calc(100% - 48px))}.hero{padding:80px 0 88px}.hero h1{font-size:46px}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.signature-card{padding:40px}.feedback-section{padding:40px}}@media (min-width:768px){.menu-toggle{display:none}.site-nav{position:absolute;top:0;right:0;left:0;pointer-events:none}.nav-links{display:flex;min-height:64px;flex-direction:row;align-items:center;justify-content:flex-end;gap:20px;padding:0 calc((100% - min(1280px,calc(100% - 96px)))/2) 0 180px;border:0;pointer-events:auto}.nav-links a{padding:10px 0}.hero{padding:96px 0}.hero h1{font-size:48px}.article-layout{grid-template-columns:minmax(0,1fr) 240px;align-items:start}.article-content{grid-column:1}.article-layout>.toc{grid-column:2;grid-row:1;position:sticky;top:24px;margin:0;padding:20px 0}.article-layout>.related{grid-column:1}.cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.footer-grid{grid-template-columns:1.3fr repeat(3,1fr)}.cookie-banner{width:calc(100% - 48px)}}@media (min-width:1024px){.header-inner,.page-shell,.footer-inner{width:min(1280px,calc(100% - 96px))}.nav-links{padding-right:max(48px,calc((100% - 1280px)/2));padding-left:max(220px,calc((100% - 1280px)/2 + 220px))}.hero-grid{grid-template-columns:minmax(0,3fr) minmax(260px,1fr);align-items:end}.article-content h1,.legal-content h1{font-size:40px}.footer-grid{grid-template-columns:1.5fr repeat(3,1fr)}.footer-disclaimers{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:767px){.article-layout>.toc{order:-1}.hero-actions .button-primary,.hero-actions .button-secondary{width:100%}.signature-card{margin:40px 0;padding:28px 24px}.feedback-section{padding:28px 24px}.cookie-banner{bottom:16px;left:0;right:0;margin-left:auto;margin-right:auto}}